Get Started with Payroll Financing

Payroll Vault Pleasanton partners with Payro Finance to ensure that our clients always have access to a high-speed, low-cost payroll financing option. PAYRO is the only funding option designed for the realities of payroll cash-flow.

If you find yourself in a cash-flow crunch with your payroll financing, click the button below to start your funding process.

How does the payroll financing process work?


Following your application, a PAYRO underwriter will reach out within 1 business day to gather some documents and process your application.

PAYRO will review and analyze your documents and will have a decision within 1-2 business days.

You will need 6 months of bank statements. Please note that financials are not required.


Once your business is approved, financing will be fully integrated within your payroll service.

PAYRO will process your request and wire the funds directly into your account same day to ensure your payroll is covered on time.


You have up to 4 weeks, 28 days, to repay the funds you have borrowed.

Simply communicate with PAYRO the date you would like to pay back your loan within the 28 days, and they’ll draw the full amount plus the relevant fees on the date you’ve requested.

Important note: There’s no ‘early payment’ penalty. You can choose to repay the loan at any time throughout the 4-week period.